What your goal mathematically demands.
This computes what a goal implies mathematically — it does not say the return is achievable. If the required monthly return looks like a marketing promise, the goal is the problem.
Educational tool only — not financial advice. Verify figures with your broker.
The Equity Goal Reverse Calculator is an educational tool that works backward from a target balance to the return it mathematically requires. It answers 'to grow my account from where it is now to my goal in a set number of months, what monthly and annual return would that actually demand?'
It solves the compounding equation target = current × (1 + monthly return)^months for the rate: required monthly return = (target ÷ current)^(1/months) − 1. The annualized figure compounds that up as (1 + monthly return)^12 − 1, and the months-needed output solves the same equation for time using your assumed monthly rate.
Doubling in 12 months requires about a 5.95% compounded monthly return, since 1.0595^12 ≈ 2. An equity goal required return calculator derives this exactly from your current balance, target, and timeframe.
No — it only tells you the math. If the required monthly return looks like an aggressive marketing promise, that's a signal the goal or the timeframe, not the market, needs adjusting.
Because monthly returns compound: a modest-looking monthly rate multiplies on itself twelve times a year, so small monthly figures translate into large annual ones.
Keep in mind: This computes what a goal implies mathematically — it does not say the return is achievable or safe; a required rate that resembles a marketing promise means the goal is the problem, not a plan the tool endorses.